Smithy had an excellent savings plan in the lead up to purchasing his Nissan Navara.

Smithy was budgeting and sticking to it and any money he had left over went in to his savings.

Smithy set up a regular transfer for his loan repayment which showed a proactive approach in responsible money management, thus reducing financial stress and improving financial behaviours.

Smithy’s experience with budgeting, savings and banking products and services have improved his financial knowledge and literacy.

With some financial education around personal loans Smithy now has the knowledge around interest and how to reduce debt faster.