Overview
READY, SET and GO is an Opportunity Product that helps families save for education, development and key life milestones from early childhood through to adulthood.
The product supports three stages: READY for children aged 0–5, SET for young people aged 6–25 and GO for adults aged 26 and over.
Supported by O-Hubs, families receive local guidance and practical help to set up and manage their savings, while the Pama Platform gives them 24/7 access to track progress and stay connected to their goals.
These are not ordinary savings accounts. Funds are locked for approved education, health, training and development expenses, helping families plan ahead and know support will be there when it is needed.
0
Open Accounts$0M
Total Contributed to Date$0k
in Purchases Made in 2025Why it Matters
Babies will thrive when families can access essentials. Children are more likely to attend school when they have uniforms and supplies. School leavers are better placed for study and work when they can cover the related costs.
For many families, these expenses can be difficult to manage when they arrive all at once. Because READY, SET and GO funds are locked for approved purposes, families know money set aside for development, education or future pathways will be there when needed, rather than being drawn into other expenses or requests.
the opportunity
READY, SET and GO helps families plan ahead and save for approved expenses as children move through each stage of life.
Dedicated accounts lock funds for eligible education, health, development and pathway costs, giving families peace of mind that money will be there when needed. Registered family members can make regular automatic contributions and track progress 24/7 through the Pama Platform.
As children grow, accounts move from READY to SET and then GO, supporting the journey from early childhood to school, training, employment and independence.
Save for your child’s first years
These first years are important. Save for the cost of your child’s educational, healthcare and early childhood expenses, like:
- Childcare
- Educational toys
- Medical needs
- Car seat and stroller
- Toiletries
- Nursery furniture
Save for your child’s education
School years can be expensive. A SET account helps you and your family set aside money for your child’s expenses, like:
- School/uni fees, training courses and equipment
- Uniforms and sports gear
- Excursions and after-school activities
- Books
- Home study furnitur
Save for your future
Start saving for your education, employment, training and health expenses, including:
- Uni and training courses
- Computer equipment
- Relocation and business start-up expenses
- Medical, sports and recreation
- Trade tools
- Driver licence
The Impact
READY, SET and GO has become one of Cape York Partnership’s most successful initiatives, helping families plan ahead and turn savings into practical support for education, health and future pathways.
In 2025, 133 new accounts were opened, bringing the total to 1,171 accounts.
Families contributed $263,000 during the year, with $253,000 spent on approved education, health, development and pathway costs.
To date, families have contributed $4.9 million, with $3.1 million spent to help children and young people participate, learn and progress.
Getting Started
Ready to start saving for your child's future?
If you want them to have the best start to life, improve their school readiness, support learning and prepare for employment, contact the friendly team at your local O-Hub today.
READY, SET, GO!
Aurukun
519 Kang Kang Road, Aurukun QLD 4892
P (07) 4083 4505
F (07) 4083 4590
Coen
27 Taylor Street, Coen QLD 4892
P (07) 4083 5001
F (07) 4060 1058
Hope Vale
3 Muni Street, Hope Vale QLD 4895
P (07) 4083 8800
F (07) 4083 8816
Mossman Gorge
16 Kankarr Road, Mossman Gorge QLD 4873
P (07) 4084 4400
F (07) 4084 4490
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